Why Use Our Free Financial Calculators?
Making smart money decisions shouldn't require expensive software or complicated spreadsheets. Our free online financial calculators give you instant answers to your biggest money questions:
- How much house can I afford? → Use our Mortgage Calculator
- Am I saving enough for retirement? → Use our Retirement Calculator
- How much will I owe in taxes? → Use our 2024 Tax Calculator
- How should I split my paycheck? → Use our 50/30/20 Budget Calculator
- When will I be debt-free? → Use our Debt Payoff Calculator
All calculations happen in your browser. We never store your financial data—your numbers stay completely private.
Browse All Financial Calculators
Home & Loan Calculators
Mortgage Calculator
Calculate your monthly mortgage payment, including principal, interest, and total cost over the life of your loan.
- Enter home price and down payment
- See monthly P&I payment
- Calculate total interest paid
- Compare 15 vs 30 year terms
Car Payment Calculator
Figure out your monthly auto loan payment and total cost of financing your next vehicle.
- Vehicle price & down payment
- Choose loan term (36-72 months)
- See total interest cost
- Compare financing options
Loan Calculator
Calculate monthly payments for any type of loan—personal loans, student loans, or credit lines.
- Works for any loan type
- Adjustable interest rates
- Flexible loan terms
- Total repayment breakdown
Retirement & Investment Calculators
Retirement Calculator
See how much you'll have saved by retirement based on your current savings and contributions.
- Project future savings
- Factor in compound growth
- See total contributions vs returns
- Adjust retirement age
Compound Interest Calculator
Watch your money grow with the power of compound interest over time.
- Initial investment + contributions
- Adjustable interest rate
- See growth over any timeframe
- Visual breakdown of growth
Net Worth Calculator
Calculate your total net worth by comparing assets to liabilities.
- Add all assets
- Subtract liabilities
- See asset-to-debt ratio
- Track progress over time
Budget & Tax Calculators
Income Tax Calculator (2024)
Estimate your federal income tax using 2024 tax brackets and deductions.
- Updated 2024 tax brackets
- Single, Married, Head of Household
- Standard or custom deductions
- See effective tax rate
50/30/20 Budget Calculator
Split your income using the popular 50/30/20 budgeting rule.
- 50% needs, 30% wants, 20% savings
- See exact dollar amounts
- Works with any income
- Simple and effective method
Salary Converter Calculator
Convert between hourly, weekly, monthly, and annual salary.
- Enter any pay period
- Adjust hours per week
- See all conversions instantly
- Great for job comparisons
Debt & Savings Calculators
Debt Payoff Calculator
Find out when you'll be debt-free and how to accelerate your payoff.
- Enter debt balance and APR
- See payoff timeline
- Calculate interest savings
- Test extra payment scenarios
Savings Goal Calculator
Plan how much to save monthly to reach your financial goals.
- Set any savings goal
- Choose your timeline
- See monthly amount needed
- Track progress to goal
Emergency Fund Calculator
Calculate the right emergency fund size for your situation.
- Based on monthly expenses
- 3, 6, and 12 month options
- Custom timeline calculation
- Track savings progress
Frequently Asked Questions About Financial Calculators
Are these financial calculators really free?
Yes, all 12 calculators are 100% free to use with no signup required. We believe everyone should have access to basic financial planning tools. The calculators are supported by affiliate recommendations for financial products you might find useful.
How accurate are the calculations?
Our calculators use standard financial formulas used by banks and financial institutions. The tax calculator uses actual 2024 federal tax brackets. While our calculators provide accurate estimates for planning purposes, always consult a financial advisor or tax professional for major decisions.
Is my financial data secure?
Absolutely. All calculations happen locally in your browser. We never transmit, store, or have access to any numbers you enter. Your financial data never leaves your device.
Which calculator should I start with?
It depends on your current financial priority. Buying a home? Start with the Mortgage Calculator. Want to budget better? Try the 50/30/20 Budget Calculator. Planning for retirement? Use the Retirement Calculator. For a complete financial picture, try the Net Worth Calculator.
Can I use these calculators on my phone?
Yes! All calculators are fully responsive and work on smartphones, tablets, and desktop computers. No app download required—just visit the website in any browser.
Ready to Take Control of Your Finances?
Start with any of our 12 free calculators and make smarter money decisions today. No signup, no fees, just instant answers.
Start Calculating Now →